NotiPass_80%K-Trade Connect will be closed on December 11, 2019 at 10:00 p.m. and resuming services on December 12, 2019 at 02:00 a.m. $More Details.%/en/announcement/Pages/SystemMaintenanceK-Trade-Connect.aspx
/en/business/loan/working-capital/pages/intra-day-advance-payment.aspx
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Intra-day Advance Payment for Cash Management
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Payment to business counterparts made easy.
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How to Apply
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Your cash management payment assistant.
Advance payment made to your business counterparts by the bank.
Remark: Advance payments are made on behalf of bank customers who use the Cash Management Payment service; customers reimburse the bank on the same day, Advance payment transactions can be made by customers using the bank's Cash Management Payment service
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Reduct mismatches in cash inflows and outflows.
Using the Cash Management Payment system, which can be monitored.
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Service Details
| Payment transactions via : |
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- Check Direct by order
- Check Direct Express
- Automatic money transfer to a recipient who has a KBank account
- Money transfer via SMART
- THB Net money transfer
- Money transfer inter-account transfer
- Money transfer to a third party
- Money transfer to a bank account for payroll purposes
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| Service Conditions |
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- Have been in business for at least 2 years
- Not in NPL status
- Profits in at least 2 out of the last 3 years are positive
- Other qualifications according to the bank's regulations
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How to Apply
| Qualifications |
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Status- Cash Management Payment service customer
- Not in NPL status
| Income- Sales turnover of more than THB 400 million per annum
| Others- Must have a current account to perform payment transactions
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| Required Documents |
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Business corporations- Certified copy of the partnership registration (issued within the past 3 months)
- Copy of the company Memorandum of Association and Articles of Association (issued within the past 3 months)
- Copy of the juristic person’s tax identification card
- Copy of personal income tax payment certificate
- Minutes of the company board meeting agreeing on a resolution to request a loan and to open an account with the bank
- The latest financial statement submitted to the Revenue Department
- A bank statement from a financial institution showing the past 6 months' history of transactions
- Photocopies of documents evidencing ownership rights to the property
- A sales-purchase contract or deposit contract (if any)
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Frequently Asked Questions
What is a daytime advance payment?
Intra-day Advance Payment for Cash Management is a service that provides intra-day liquidity for clients using Cash Management Payment by the bank with the condition that clients must repay the fund within the same day.
What is Cash Management Payment Service?
- Bahtnet is the service that allows transactions between 2 parties through the Bahtnet system
- Direct Credit is an automatic transaction service between Kasikorn accounts
- Payroll is a transaction service to pay employees’ salary
- SMART is a transaction service between two parties through the SMART system in Thailand
- Cheque Direct is a service for issuing cash cheque per client’s request
- Cheque Direct Express is an express service for issuing a cheque
- Inter Account Transfer is a transaction service between business accounts
- Third Party Fund Transfer is a transaction service to a third party
- Direct Debit is a payment service via automatically deducting a fund from an account
Does authorized credit limit depend on the type of business?
The bank authorizes a credit limit for loan only when clients are in the businesses / industries that the bank support.
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