​​​​​​​​​​​Keep you posted. Every transaction.

The types of transactions informed via SMS Alert

• “Deposit” means all credit transactions (except interest of savings account)
• “Waiting Cheque Deposit” means cheque deposit transaction pending for clearing only
• “Withdrawal” means all debit transactions (except debit from cheque settlement and automatic transfer system)
• “Deduct from account” means automatic debit transaction for bill payments, i.e. water and electricity bills
• “Deduct Cheque Clearing” means collection of cheque payment transaction
• Cheque Return” means a cheque that the account owner has deposited, but money cannot be collected from the payer
• “Adjust increase” means transactions that the Bank incrementally adjusts higher in amount
• “Adjust decrease” means transactions that the Bank incrementally adjusts lower in amount
• Annual fee of ATM card / debit card

Service details for the chosen timeframe (24 h)

• Be informed of incoming funds in deposit balance for 24 h. (except interest of saving account. All conditions are determined by the bank)
• Be informed of outgoing funds in deposit balance for 24 h. (except some types of bank fees)
• Be informed of Outstanding Balance and transaction details except during 22.00 h. - 7.00 h. :if there are changes in the account during 22.00 h. - 7.00 h., be informed of the outstanding balance again since 7.00 h. of the next day

Service details for the chosen timeframe chose (7.00 - 22.00 h.)

• Be informed of incoming funds in deposit balance for 7.00 h. – 22.00 h. (except interest of saving account. All conditions are determined by the bank)
• Be informed of outgoing funds in deposit balance for 7.00 h. – 22.00 h. (except some types of bank fees)
• Be informed of Outstanding Balance and transaction details except during 22.00 h. - 7.00 h. :if there are changes in the account during 22.00 h. - 7.00 h., be informed of the outstanding balance again since 7.00 h. of the next day

Examples of SMS

• Date and time of transaction
• Type of transaction such as incoming or outgoing funds
• Account number such as X213586X
• Outstanding Balance
• Examples of SMS

  • Incoming fund:
    01/08/15 08:00 A/C X292955X Deposit 500.00 Outstanding Balance 5500.00 Baht.

  • Outgoing fund:
    01/08/15 10:00 A/C X292955X Withdrawal 200.00 Outstanding Balance 6800.00 Baht.

  • Outstanding Balance:
    01/08/15 7:03 A/C X292955X Outstanding Balance 5000.00 Baht.​
    

Service fees collection

• The bank will collect service fee according to the bank’s policy. If there is any change, the bank will inform you within 30 days
• In the case that customers applied for the service after 13 July 2015 in accordance to the announcement “วส 179/2558”, the fee will be charge instantly when applied. After each billing, the fee will be charged automatically
• In the case that customers applied via K-Contact Center, K-ATM, or K PLUS​, the system will charge service fee by automatic deduction from the bank account
  • The saving account applied since 1 to 15 of each month, the system will deduct fee on the 2nd of the next month and if the fee collection failed, the collection will continue on the next day or until the collection is successful
  • The saving account applied since 16 to the end of the month of each month, the system will deduct fee on the 16th of the next month and if the fee collection failed, the collection will continue on the next day or until the collection is successful
• Once the application is successful, there will be a confirmation message and the service is available instantly. For the first fee collection, the system will sent a message to inform the fee and the due date 3 days prior to the billing
• If the fee collection failed due to insufficient fund, the deduction will not occur partially, but the collection will continue on the next day or until the collection is successful. And the system will send a message to inform that there is insufficient fund

Service fees collection

• The bank will collect service fee according to the bank’s policy. If there is any change, the bank will inform you within 30 days
• In the case that customers applied for the service after 13 July 2015 in accordance to the announcement “วส 179/2558”, the fee will be charge instantly when applied. After each billing, the fee will be charged automatically
• In the case that customers applied via K-Contact Center, K-ATM, or K PLUS, the system will charge service fee by automatic deduction from the bank account
  • The saving account applied since 1 to 15 of each month, the system will deduct fee on the 2nd of the next month and if the fee collection failed, the collection will continue on the next day or until the collection is successful
  • The saving account applied since 16 to the end of the month of each month, the system will deduct fee on the 16th of the next month and if the fee collection failed, the collection will continue on the next day or until the collection is successful
• Once the application is successful, there will be a confirmation message and the service is available instantly. For the first fee collection, the system will sent a message to inform the fee and the due date 3 days prior to the billing
• If the fee collection failed due to insufficient fund, the deduction will not occur partially, but the collection will continue on the next day or until the collection is successful. And the system will send a message to inform that there is insufficient fund