Life Insurance: Endowment 1525​

25 year life coverage,
pay only 15.

Plus annual refund.


HtmlBlock
11
Padding
 

15-year premium payment
for 25-year coverage

 

Annual refund

Get a 1% annual refund
from years 1 through 24

 

Tax deductible

Only life insurance premiums


Black
Middle|Left
Left
HtmlBlock
21
Padding

Insurance Details

 

Insured period

25 years

 

Insurance premium payment period

15 years

 

Payment of insurance premiums

Annually, biannually, quarterly, monthly

 

Insurable age

1 month - 70 years old

 

Minimum sum insured

100,000 baht

 

Additional contract coverage

Can be separately purchased

Black
Middle|Left
Left
HtmlBlock
31
Padding

Benefits

 
 

Note: ​​% of benefits and coverage of the sum insured as of the contract start date.

Black
Middle|Left
Left
HtmlBlock
41
Padding

Coverage and Conditions

Coverage
  • End of policy years 1 through 24: Get a 1% annual refund of the sum insured as of the contract start date
  • End of policy year 25: Get the due contract amount, 126% of the sum insured as of the contract start date
  • Total benefits for the entire contract: 150% of the sum insured as of the contract start date
  • Coverage for death
    • Policy years 1 through 12: 100% of the sum insured as of the contract start date
    • Policy year 13: 105% of the sum insured as of the contract start date
    • Policy year 14: 115% of the sum insured as of the contract start date
    • Policy years 15 through 25: 125% of the sum insured as of the contract start date
  • Additional coverage from accidents: 100% of the sum insured as of the contract start date with a coverage extension for riot* (from policy years 1 through 15)
  • Excluding insurance premiums for coverage for total permanent disability**

*The contract additionally includes accident insurance type A and an endorsement to extend the coverage for homicide or willful assault, riot, etc.

**The contract additionally includes the benefit of a premium exemption for the insured (for the insured aged from 15 to 59 years old).

Integrity of the insurance contract
Should the policy holder or insuring or insured party knowingly misrepresent any fact and fail to disclose that fact to the company while requesting insurance, if that fact becomes known to the company, that may lead the company to charge a higher premium or decline to enter the insurance contract; the insurance contract shall become void according to Section 865 of the Civil and Commercial Code by which the company may nullify the contract and refuse to pay according to the policy.
Circumstances that the company does not cover
  1. The insured voluntarily commits suicide within 1 year of the contract date or policy renewal date or the last date that the policy returns to the original status
  2. The insured is intentionally killed by the beneficiary
  3. The insured misrepresents the actual age, and the company is able to prove that upon entering the insurance contract, the actual age falls outside the insurance premium rate limit based on the normal trade of the company
Life Insurance Provider

Life Insurance Company

Muang Thai Life Assurance Public Company Limited

Life Insurance Broker

Kasikornbank Public Company Limited as the brokerage firm
License N​o. Chor. 00024/2546

Note:

  • Benefits and coverage are in % of the initial sum insured.
  • Life insurance premium of this insurance plan is eligible for personal income tax deduction according to the Notification of the Director-General of the Revenue Department on Income Tax No. 172 announced on 30 December 2008.
  • Benefits, coverage and exclusions shall be in accordance with the conditions stated in the insurance policy.
  • Underwriting is subject to the Company’s rules.
  • KASIKORNBANK PCL, as life insurance broker, presents life insurance products and facilitates payment of premium only. Muang Thai Life Assurance Public Company Limited is responsible for the conditions, coverage and entitled benefits as stated in the insurance policy conditions.
  • Warning: Buyer should have an understanding in details of the coverage and conditions before making a decision to purchase an insurance every time.
​​​​

Black
Middle|Left
Left
HtmlBlock
42
Padding

Frequently Asked Questions

What are the benefits of Life Insurance for Savings 1525 ?

At the end of policy years 1 through 24, the insured will receive a yearly return of 1% of the insured sum as shown at the start date of the contract. When the contract ends, the insured will receive 126% of the insured sum as shown at the start date of the contract, including all benefits of the entire contract, which is 150% of the insured sum as shown at the start date of the contract.

What is the annual premium for a Life Insurance for Savings 1525 policy ?

For the insured aged 1 month to 70 years, the sum insured is 100,000 baht for those who are healthy. Premiums are paid as follows:

  • Insurance premium 7,356 – 10,505 baht (for males)
  • Insurance premium 7,291 – 9,356 baht (for females)
If the insured dies, who is the beneficiary under the policy ​​?

If the insured dies, the insurance company will pay benefits to beneficiaries the insured has designated in the insurance application. The beneficiaries stipulated must be related to the insured, such as the father, mother, and children. Other than these, evidence must be presented, or the beneficiary’s bond with the insured must be submitted to the insurance company to consider.

Can the premium for Life Insurance for Savings1525 be used as a personal income tax deduction ?

It can be used as a personal income tax deduction according to the notification of the director general of the Revenue Department on Income Tax no. 30 announced on December 30, 2008. The company will issue a certificate of insurance premium payment as proof of a tax deductible premium payment.



Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
None
 
Padding
Black
Middle|Left
Left
InvisibleSectionName
10
Padding
Black
Middle|Left
Left
InvisibleSectionName
20
Padding
Black
Middle|Left
Left
InvisibleSectionName
30
Padding
Black
Middle|Left
Left